Veterinary Pet Insurance - Vpi Pet Insurance - Pet Insurance Coverage Review from North Kansas City, Missouri
Misleading!I've had this insurance for my English Bulldog for 3yrs now and they denied claims by stating it is pre existing (which it wasn't ) or its congenital .
The most recent was a diagnosis of URI , tonisilits which was denied because they claim its congenital . The policy states it covers URI , tonsillitis and other issues we've had but yet it's denied . Another was allergies and then a surgery . When I called the lady I spoke to said if it was a different breed it more than likely would have been covered .
So guess what ? if you have a large breed dog such as a lab, German Shepard etc..and its fine for 10 years then develops hip dysphasia it will not cover it because it would be considered congenital . Any breed that is prone to issues will not be covered.
(The lady even agreed to that )They use congenital /hereditary as their loop hole to get out of paying claims .
They did cover some of a claim for an abscess which just included the visit and not the medication .I strongly do not recommend this insurance to anyone !
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